Inbound U.S.A
PRE-EXISTING CONDITIONS : Up to $130,000 coverage for acute onset of pre-existing conditions
Pre-existing conditions are defined in detail in the policy. A briefsummary is shown here.Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder that existed with reasonable medical certainty during the 180 days before your coverage on Inbound Choice began, whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed. This includes but is not limited to any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder for which medical advice, diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 180 days before the effective date.
WHO CAN BUY INBOUND USA?
You are eligible for coverage if you are a non-United States citizen traveling to the U.S. for business, pleasure, or to study. Your coverage must become effective within 12 months of your arrival in the United States.
LENGTH OF COVERAGE:
Your coverage length may vary from 5 days to 364 days. You have the option to renew coverage in whatever increment you choose subject to a 5 day minimum (there is a $5 fee each time you renew). You may apply for a new period of coverage after 364 days if you return to your home country before doing so
Note: Inbound USA Plan is not available for the residents of Maryland (MD) & Washington (WA).
Comprehensive coverage
- Non-U.S. citizens are protected for new accidents and illnesses while in the U.S.
- Deductible Options: $0, $100 or $250
- Coverage can start as soon as the next day
- Print your insurance I D Cards immediately.
- Low Cost - Our scheduled benefit plans provide the coverage are affordable
- Easy to Buy - No questions to answer about your health.
- Choose the plan option, benefit level you want, as well as the length of time
| Age 14 days to Age 69 | Plan A | Plan B | Plan C | Plan D |
| $50,000 Max per Injury/Sickness | $75,000 Max per Injury/Sickness | $100,000 Max per Injury/Sickness | $130,000 Max per Injury/Sickness | |
| INPATIENT | ||||
| Hospital Room & Board including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous | Up to $1,400/day, 30 day max | Up to $1,675/day, 30 day max | Up to $1,950/day, 30 day max | Up to $2,535/day, 30 day max |
| Hospital Intensive Care Unit | Additional $660/day, 8 day max | Additional $755/day, 8 day max | Additional $850/day, 8 day max | Additional $1,105/day, 8 day max |
| Surgical Treatment | Up to $3,300 | Up to $4,400 | Up to $5,500 | Up to $7,150 |
| Anesthetist | Up to $825 | Up to $1,100 | Up to $1,375 | Up to $1,775 |
| Assistant Surgeon | Up to $825 | Up to $1,100 | Up to $1,375 | Up to $1,775 |
| Physician's Non-Surgical Visits | Up to $55/visit, 1/day, 30 visits max | Up to $70/visit,1/day, 30 visits max | Up to $85/visit, 1/day, 30 visits max | Up to $110/visit, 1/day, 30 visits max |
| Consulting Physician, when requested by attending Physician | Up to $450 | Up to $475 | Up to $500 | Up to $650 |
| Private Duty Nurse | Up to $550 | Up to $550 | Up to $550 | Up to $700 |
| Pre-Admission Tests w/in 7 days before Hospital admission | Up to $1,100 | Up to $1,100 | Up to $1,100 | Up to $1,450 |
| OUTPATIENT | ||||
| Surgical Treatment | Up to $3,300 | Up to $4,400 | Up to $5,500 | Up to $7,150 |
| Anesthetist | Up to $825 | Up to $1,100 | Up to $1,375 | Up to $1,775 |
| Assistant Surgeon | Up to $825 | Up to $1,100 | Up to $1,375 | Up to $1,775 |
| Physician's Non-Surgical / Urgent Care Visits | Up to $55/visit, 1/day, 10 visits max | Up to $70/visit, 1/day, 10 visits max | Up to $85/visit, 1/day, 10 visits max | Up to $110/visit, 1/day, 10 visits max |
| Diagnostic X-rays & Lab Services | Up to $450 - Additional $250 - One CAT scan, PET scan or MRI | Up to $475 – additional $375 - One CAT scan, PET scan or MRI | Up to $500 - Additional $500 - One CAT scan, PET scan or MRI | Up to $650 - Additional $600 - One CAT scan, PET scan or MRI |
| Hospital Emergency Room (all expenses incurred therein) | Up to $330 | Up to $440 | Up to $550 | Up to $700 |
| Prescription Drugs | Up to $100 | Up to $125 | Up to $150 | Up to $200 |
| Outpatient Surgical Facility | Up to $1,000 | Up to $1,050 | Up to $1,100 | Up to $1,400 |
| OTHER TREATMENT & SERVICES | ||||
| Ambulance Services | Up to $450 | Up to $450 | Up to $450 | Up to $450 |
| Initial Orthopedic Prosthesis/brace | Up to $1,100 | Up to $1,200 | Up to $1,300 | Up to $1,700 |
| Chemotherapy and/or Radiation Therapy | Up to $1,100 | Up to $1,225 | Up to $1,350 | Up to $1,750 |
| Dental Treatment for Injury to Sound, Natural Teeth | Up to $550 | Up to $550 | Up to $550 | Up to $550 |
| Mental & Nervous Disorder & Substance Abuse | Same as any Sickness | Same as any Sickness | Same as any Sickness | Same as any Sickness |
| Physiotherapy | Up to $40/visit, 1/day, 12 visits max | Up to $40/visit, 1/day, 12 visits max | Up to $40/visit, 1/day, 12 visits max | Up to $40/visit, 1/day, 12 visits max |
| Emergency Evacuation | $50,000 | $50,000 | $50,000 | $50,000 |
| Return of Remains | $25,000 | $25,000 | $25,000 | $25,000 |
| AD&D Principal Sum | $25,000 Common Carrier | $25,000 Common Carrier | $25,000 Common Carrier | $25,000 Common Carrier |
| Acute Onset of a Pre-existing Condition (the above maximum schedule still applies) | $50,000 per policy period for medical expense benefits (subject to the sublimits for each benefit shown above) & $25,000 per policy period for medical evacuation | $75,000 per policy period for medical expense benefits (subject to the sublimits for each benefit shown above) & $25,000 per policy period for medical evacuation | $100,000 per policy period for medical expense benefits (subject to the sublimits for each benefit shown above) & $25,000 per policy period for medical evacuation | $130,000 per policy period for medical expense benefits (subject to the sublimits for each benefit shown above) & $25,000 per policy period for medical evacuation |
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Disclaimer :If you turn 70 years old during the purchased coverage period, the 70 and over benefit schedule becomes effective on the day you turn 70. If you have the $100,000 or $130,000 per injury or sickness policy maximum, you will receive the $70,000 per injury or sickness schedule for age 70 and older. If you have the $75,000 or $50,000 per injury or sickness policy maximum, you will receive the $50,000 per injury or sickness schedule for age 70 and older. |
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| Age 70 to Age 99 | Plan J | Plan K |
|---|---|---|
| $50,000 Max per Injury/Sickness | $70,000 Max per Injury/Sickness | |
| INPATIENT | ||
| Hospital Room & Board including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous | Up to $1,050/day, 30 day max | Up to $1,470/day, 30 day max |
| Hospital Intensive Care Unit | Additional $460/day, 8 day max | Additional $640/day, 8 day max |
| Surgical Treatment | Up to $2,750 | Up to $3,850 |
| Anesthetist | Up to $685 | Up to $960 |
| Assistant Surgeon | Up to $685 | Up to $960 |
| Physician's Non-Surgical Visits | Up to $55/visit, 1/day, 30 visits max | Up to $75/visit, 1/day, 30 visits max |
| A Consulting Physician, when requested by attending Physician | Up to $400 | Up to $560 |
| Private Duty Nurse | Up to $450 | Up to $450 |
| Pre-Admission Tests w/in 7 days before Hospital admission | Up to $775 | Up to $1,085 |
| OUTPATIENT | ||
| Surgical Treatment | Up to $2,750 | Up to $3,850 |
| Anesthetist | Up to $685 | Up to $960 |
| Assistant Surgeon | Up to $685 | Up to $960 |
| Physician's Non-Surgical / Urgent Care Visits | Up to $55/visit, 1/day, 10 visits max | Up to $75/visit, 1/day, 10 visits max |
| Diagnostic X-rays & Lab Services | Up to $400 - Additional $250 - One CAT scan, PET scan or MRI | Up to $560 – additional $300 - One CAT scan, PET scan or MRI |
| Hospital Emergency Room (all expenses incurred therein) | Up to $250 | Up to $350 |
| Prescription Drugs | Up to $80 | Up to $110 |
| Outpatient Surgical Facility | Up to $850 | Up to $1,190 |
| OTHER TREATMENT AND SERVICES | ||
| Ambulance Services | Up to $450 | Up to $450 |
| Initial Orthopedic Prosthesis/brace | Up to $850 | Up to $1,190 |
| Chemotherapy and/or radiation therapy | Up to $850 | Up to $1,190 |
| Dental Treatment for Injury to Sound, Natural Teeth | Up to $550 | Up to $550 |
| Mental & Nervous Disorder & Substance Abuse | Same as any Sickness | Same as any Sickness |
| Physiotherapy | Up to $40/visit, 1/day, 12 visits max | Up to $40/visit, 1/day, 12 visits max |
| Emergency Evacuation | $50,000 | $50,000 |
| Return of Remains | $25,000 | $25,000 |
| AD&D Principal Sum | $25,000 Common Carrier | $25,000 Common Carrier |
| Accute Onset of Pre-existing Conditions | This benefit is not available if you are 70 or older | This benefit is not available if you are 70 or older |