Pre-Existing Condition Plans – Visitor Insurance Plans
Sudden Onset of a Pre-existing Condition -$50,000 Maximum Limit for Medical Benefits, subject to Schedule of benefits Up to Age 69 - ($25,000 Maximum Limit for Medical Evacuations)
If you have a prior health condition which suddenly and unexpectedly asserts itself during your travel, the OverseasCare™ VisitorsInsurance™ Plan does provide a limited amount of coverage to help mitigate this unpleasant surprise. The OverseasCare™ VisitorsInsurance™ Plan offers coverage up to $50,000 (including emergency medical evacuation) for existing conditions which are not undergoing treatment, including medication or therapy of any kind. Enjoy peace of mind, even if your health history has a few blemishes with this powerful benefit.
If you have a prior health condition which suddenly and unexpectedly asserts itself during your travel, the Beacon Series does provide a limited amount of coverage to help mitigate this unpleasant surprise. The Beacon Series offers coverage up to $15,000 (including emergency medical evacuation) for existing conditions which are not undergoing treatment, including medication or therapy of any kind. Enjoy peace of mind, even if your health history has a few blemishes with this powerful benefit.
Covers a sudden and unexpected recurrence of a Pre-existing Condition while outside the Insured Person's Home Country and does not include coverage for known, scheduled, required, or expected medical care, drugs or treatments existent or necessary prior to the Effective Date of coverage. Available upto $25,000 per policy period or $50,000 per policy period depending on the plan option you select.
Acute Onset of Pre-existing Condition prior to age 70 - Medical Expenses up to $500,000 policy maximum - A sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs 1) spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent medical care; 2) after the Effective Date; and 3) prior to the age shown in the Schedule of Benefits/Limits. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or Treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset
(Non-U.S. citizens only) For those under age 65,Patriot Platinum America will pay up to a $50,000 lifetime maximum for eligible medical expenses. For those ages 65 and older, Patriot America will pay up to $2,500 lifetime maximum.
In addition, up to $25,000 will be paid to U.S. and non-U.S. citiÂzens for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurÂrence of a Pre-existing Condition.
| Age | Benefit Amount |
| 14 days to 69 years | $5,000 |
| 70+ and over | $2,500 |
| Above benefits are subject to the Schedule of benefits | |
| In the event an insured person experiences a Stroke or Myocardial Infarction (Heart Attack) while the certificate is in force, and the condition is deemed to be pre-existing, the plan will cover those expenses associated with said condition up to a maximum of $5,000 for ages 0 - 69 and up to $2,500 for ages 70+. | |
Acute Onset of Pre-existing Condition(s) - (This benefit is not available if you are 70 or older) $50,000, $75,000, $100,000 & $130,000 per policy period for Medical Expense benefits (subject to the sublimits for Benefits shown above) & $25,000 per policy period for Emergency Medical Evacuation
Acute Onset of Pre-existing Condition(s) - (This benefit is not available if you are 70 or older) $25,000, $45,000, $65,000, $85,000, $120,000 per policy period for Medical Expense benefits (subject to the sub limits for Benefits shown above) & $25,000 per policy period for Emergency Medical Evacuation
Insurance Plans
Underwritten by: Lloyd's of London
- OverseasCare™
- Short Term policy 5 days-2 years
- Foreign Nationals (Parents/relatives) Visiting to USA
- Sudden onset of a Pre-existing Condition(s) benefits
- Deductible Options: $100, $250 or $500
- Policy Limit:
$60,000 - Basic, or $110,000 Premier options
Age 80+ $50,000 Maximum
- The Beacon Travel Series
- Short Term policy 5 days-2 years
- Sudden Onset of Pre-existing Condition up to $15,000
Safe Travels For Visitors To The USA
Underwritten by:
GBG Insurance Limited
B++: A M Best's Financial Strength Rating
BBB: Best's Issuer Credit Rating
- Safe Travels For Visitors To The USA
- Foreign Nationals Visiting to USA
- Acute Onset of Pre-existing Condition(s) per policy period for Medical Expense Benefits;
- Available for ages 14 days to 89
- Deductible : $0, $50, $100 or $200
- $50,000 to $175,000 Maximum benefits
- Benefits options: Basic, Silver, Gold, Platinum & Diamond age 50 to 89
- Minimum period of 5 days up to a maximum period of 364 days
- One time renewable feature
Underwritten by:
Sirius Int'l Insurance Corporation
A White Mountains Re Company
- Visitors Care
- OPTIONAL PRE-EXISTING CONDITION RIDER:
(Only Heart Care Plus Rider)
- OPTIONAL PRE-EXISTING CONDITION RIDER:
- Patriot America
- Sudden and Unexpected Recurrence of a
Pre-existing Medical Condition for under age 65
- Sudden and Unexpected Recurrence of a
- Patriot Platinum America
- Sudden and Unexpected Recurrence of a
Pre-existing Medical Condition for under age 65
- Sudden and Unexpected Recurrence of a
View Seven Corners Plans
Plan Administrator By:
303 Congressional Blvd-Carmel, IN 46032
Underwritten by Certain Underwriters at
Lloyd's of London
Rated A "Excellent" by A.M. Best.
Lloyd's has over 300 years of experience.
Visiting U.S. for Business or Pleasure – Immigrating to U.S.A
- Scheduled Benefits for Visitors
- Inbound U.S.A: Non-US citizens Parent's or relatives visiting to USA. Available a minimum of 5 days up to 364 days
- Scheduled Benefits
- Inbound Guest: Coverage from 5 days to 180 days
- Inbound Choice: Coverage from 5 days to 2years
- Inbound Immigrant: Available 5 days up to 364 days