Visitors Insurance Quote

OverseasCare™ VisitorsInsurance™ Plan

Low-Cost insurance -Acute Onset of Pre-existing Condition Pan

OverseasCare™ VisitorsInsurance™ Plan is a low cost Scheduled Benefits Accident and Sickness Medical Coverage for persons traveling to USA. Coverage can be purchased online for a minimum of five (5) days up to a maximum of one (2) years. We accept credit Cards. Policy documents and ID cards are issued online immediately upon payment of the premium. Coverage can be applied online or by submitting Paper application.

About The OverseasCare™ VisitorsInsurance™ Plan - The best Benefits plan in the U.S.A

There are two plan options that are available: Basic & Premier. If you got involved in accident and if you are injured you can get medical care and our OverseasCare™ VisitorsInsurance™ Plan Insurance will take care of you. Coverage includes Inpatient care, Outpatient Care, Ambulance, surgical expenses, prescriptions drugs and doctor's visit. It covers Acute Onset of a Pre existing Condition(s) for Medical Expenses. No matter which plan you choose, travel medical insurance is a must when planning a trip out of your home country.

The OverseasCare™ plan is underwritten by: Lloyd's, London. This largest, oldest and most respected insurance market. You will have the security of knowing that you are working with an insurer who has paid every eligible claim for more than 320 years. Lloyd's is rated 'A' by AM Best Company and Standard & Poor's for their superior ability to pay claims.

OverseasCare™ VisitorsInsurance™ Plan 5 days up to maximum period of 2 years

Foreign Nationals (Parents and relatives) Visiting to USA
Sudden onset of a Pre-existing Condition $50,000 or $75,000 benefits options – Up to age 69
Available to any age ( No age limits)

Deductible Options: $100, $250 or $500
Policy Maximums - $55,000 to $110,000 Max per Injury/Sickness
Apply online & Get instant ID cards
A minimum period of 5 days up to a maximum period of 2 years

Brochure Rates Benefits Summary Application Claim forms OVI -Evidence of Insurance

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Benefits

The OverseasCare™ Visitors Insurance™ Plan Schedule of Benefits
BENEFITS	BASIC COVERAGE (Age 5 years to 79)	PREMIER COVERAGE (Age 5 years to 79)	COVERAGE OPTION for AGE 80+
Sudden onset of a Pre-ex Look Back - up to age 69 ($25,000 Maximum Limit for Medical Evacuations)	$50,000 Maximum Limit	$75,000 Maximum Limit	No Coverage.
Pre-existing Condition/Pre-existing Look Back	No Coverage/3 years	No Coverage/2 years	No Coverage/Permanent
INPATIENT Treatment	$60,000 Maximum per Injury/Illness	$110,000 Maximum per injury/illness	$55,000 Maximum per injury/illness
Hospital Room & Board including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous:	Up to $1,500 per day, 30 day Maximum	Up to $2,000 per day, 30 day Maximum	Up to $1,000 per day, 30 day Maximum
Hospital Intensive Care Unit	Up to $2,000 per day, 7 day Maximum (including Hospital Room & Board)	Up to $2,500 per day, 7 day Maximum (including Hospital Room & Board)	Up to $2,000 per day, 7 day Maximum (including Hospital Room & Board
Surgical Treatment	Up to $3,500	Up to $6,000	Up to $2,000
Anesthesia	Up to $1,000	Up to $1,500	Up to $400
Assistant Surgeon	Up to $1,000	Up to $1,500	Up to $650
Physician's Non-Surgical Visits	Up to $60 per unit, 1 visit per day, 10 day Maximum	Up to $80 per unit, 1 visit per day, 10 day Maximum	Up to $50 per unit, 1 visit per day, 10 day Maximum
Consultant Physician, when requested by attending Physician	Up to $450	Up to $500	Up to $350
Pre-Admission Tests within 7 days before Hospital admission	Up to $1000	Up to $1250	Up to $750
OUTPATIENT TREATMENT
Surgical Treatment	Up to $3500	Up to $6000	Up to $2000
Outpatient Surgical Facility	Up to $500	Up to $1500	Up to $400
Anesthesia	Up to $1000	Up to $1500	Up to $400
Assistant Surgeon	Up to $1000	Up to $1000	Up to $650
PPhysician's Non-Surgical/Urgent Care Visits	Up to $60 per unit, 1 visit per day, 10 day Maximum	Up to $40 per unit, 1 visit per day, 10 day Maximum	Up to $50 per unit, 1 visit per day, 8 day Maximum
Diagnostic X-ray & Lab Services	Up to $800	Up to $1,000	Up to $300
Scan, PAT, CAT & MRI	Up to $500	Up to $500	Up to $250
Hospital Emergency Room	Up to $300 Maximum (Additional $100 Deductible)	Up to $400 Maximum (Additional $75 Deductible)	Up to $300 Maximum (Additional $100 Deductible)
Prescription Drugs	Up to $250	Up to $500	Up to $100
Day Surgery - related to a scheduled outpatient surgery at a Hospital or licensed outpatient surgery center; including the cost of operating room, anesthesia, drugs and medications and medical supplies.	Up to $1,000	Up to $1,200	Up to $750
OTHER TREATMENT & SERVICES
Ambulance Services	Up to $500	Up to $550	Up to $250
Dental Treatment (injury ONLY ), Injury to Sound, Natural Teeth	Up to $500	Up to $550	Up to $250
Ambulance Services	Up to $500 (if admitted for overnight stay)	Up to $750 (if admitted for overnight stay)	Up to $400 (if admitted for overnight stay)
Emergency Evacuation	Up to $5,000	Up to $7,500	Up to $5,000
Physiotherapy	Up to $25 per unit, per day, 10 visits Maximum	Up to $50 per unit, per day, 10 visits Maximum	Up to $25 per unit, per day, 10 visits Maximum
AD&D Principal Sum	Up to $25,000 Common Carrier	Up to $25,000 Common Carrier	Up to $25,000 Common Carrier
TRAVEL RELATED COVERAGE
Loss of Passport	Up to $100	Up to $150	Up to $100
Lost Checked Luggage - Commercial Carrier	Up to $100 (secondary coverage ONLY)	Up to $100 (secondary coverage ONLY)	Up to $100 (secondary coverage ONLY)
Mental & Nervous Disorder/Substance Abuse	No Coverage	No Coverage	No Coverage
Skin Disease	No Coverage	No Coverage	No Coverage
Coverage - International Travel (excluding Participating Member's Home Country	Yes	Yes	No Coverage
Coverage - Mexico and Canada (starting port must be based in US)	Yes	Yes	No Coverage

Rates

OverseasCare^TM Visitors Insurance^TM Plan Daily Rates $60,000 Basic Coverage Options

Deductible	$100	$250	$500
Age	DAILY	DAILY	DAILY
5 Days to 18	$0.99	$0.90	$0.81
19-29	$0.84	$0.78	$0.70
30-39	$0.95	$0.86	$0.78
40-49	$1.10	$1.00	$0.90
50-59	$1.56	$1.41	$1.27
60-69	$1.88	$1.71	$1.54
70-79	$2.48	$2.25	$2.03
Dependent Child	$0.99	$0.90	$0.81

OverseasCare^TM Visitors Insurance^TM Plan Daily Rates $110,000 Premier Coverage Options

Deductible	$100	$250	$500
Age	DAILY	DAILY	DAILY
5 Days to 18	$1.26	$1.15	$1.04
19-29	$1.10	$1.00	$0.90
30-39	$1.24	$1.12	$1.01
40-49	$1.46	$1.33	$1.20
50-59	$2.00	$1.82	$1.64
60-69	$2.24	$2.20	$1.98
70-79	N/A	$2.60	$2.34
Dependent Child	$1.26	NA	NA

OverseasCare^TM Visitors Insurance^TM Plan - Daily rates - $55,000 maximum coverage for age 80+

Deductible	$100	$250	$500
Age	DAILY	DAILY	DAILY
80-84	$7.42	$6.75	$6.08
85-89	$7.78	$7.08	$6.38
90+	N/A	$8.50	$7.65

Pre-Existing Condition Benefit

Sudden onset of a Pre-existing Condition - up to Age 69- ($25,000 Maximum Limit for Medical Evacuations)

If you have a prior health condition which suddenly and unexpectedly asserts itself during your travel, the OverseasCare™ Visitors Insurance™ Plan does provide a limited amount of coverage to help mitigate this unpleasant surprise. The Overseas Care™ Visitors Insurance™ Plan offers coverage up to $50,00 in Basic Plan or $75,000 in Premier plan (including emergency medical evacuation) for existing conditions which are not undergoing treatment, including medication or therapy of any kind. Enjoy peace of mind, even if your health history has a few blemishes with this powerful benefit. $25,000 Maximum Limit for Medical Evacuations.